Nigerians selected for the Federal Government’s ₦50,000 relief programme will receive their money through five approved financial service providers, including popular digital payment platforms OPay and Moniepoint.
The Federal Ministry of Humanitarian Affairs and Poverty Reduction disclosed that the institutions have been designated to facilitate payments under the National Emergency Relief and Stabilisation Intervention (NERSI).
The programme, announced on October 30, 2026, is intended to provide financial support to poor and vulnerable households affected by rising living costs.
According to the ministry, the approved providers will notify selected beneficiaries through SMS messages and facilitate payment into mobile wallets linked to their registered phone numbers.
The government explained that the arrangement is designed to deliver assistance directly to beneficiaries without requiring intermediaries.
However, individuals must first be selected through the programme’s eligibility screening before they can receive the financial support.
Full list of five approved platforms for ₦50,000 NERSI payment
The Federal Government identified ALAT by Wema Bank, MoMo Payment Service Bank, NairaGram, OPay and Moniepoint as the five authorised payment providers.
ALAT is the digital banking platform operated by Wema Bank, while MoMo PSB provides mobile financial services through its payment service banking operations.
NairaGram offers digital money transfer services, while OPay and Moniepoint are widely used financial service platforms in Nigeria.
According to the ministry, these institutions will be responsible for communicating with selected beneficiaries and facilitating access to the grant.
The government’s official programme website provides a dedicated USSD code for each platform.
The ministry also explained that beneficiaries do not necessarily need existing conventional bank accounts to receive their support, as the programme uses mobile wallets.
How OPay and Moniepoint users can access NERSI payment
For beneficiaries assigned to OPay, the government lists *955*20# as the designated USSD code for accessing NERSI services.
Recipients may also use the provider’s official mobile application where applicable.
Moniepoint beneficiaries can use *5573*27# or the provider’s official application to access the relevant payment services.
However, the ministry stressed that the grant is not available to every OPay or Moniepoint customer.
Only individuals selected through the government’s eligibility screening will qualify for payment.
This means that simply opening an account with either platform does not guarantee access to the ₦50,000 support.
Selected beneficiaries must also provide consent before their funds are released.
How ALAT, MoMo and NairaGram beneficiaries will receive payment
The government has provided similar arrangements for beneficiaries assigned to the other three payment providers.
ALAT by Wema Bank beneficiaries can use *945*23#, while MoMo PSB beneficiaries can dial *671*0#.
Those assigned to NairaGram can access the programme through *726*00#.
According to the ministry, beneficiaries will receive notifications explaining the steps required to accept the support.
Once consent is given and the payment process is completed, the funds will be credited to the beneficiary’s mobile wallet.
Recipients can then access their money through approved financial channels.
The government says the full ₦50,000 grant will be credited without deductions, although normal withdrawal charges may apply when beneficiaries use POS agents.
Can Nigerians receive the ₦50,000 without a bank account?
One feature of the NERSI programme is its reliance on mobile wallets rather than conventional bank accounts alone.
According to the ministry, selected beneficiaries can receive support using registered mobile phone numbers linked to verified national identity records.
The payment arrangement also allows people without smartphones to participate through USSD services.
This could be particularly useful for vulnerable Nigerians who have limited access to internet-enabled devices or conventional banking services.
Beneficiaries can subsequently withdraw the money through authorised POS agents or transfer it to bank accounts.
However, access remains dependent on selection and successful completion of the required payment procedures.
FG warns against fake payment platforms and agents
The ministry has warned Nigerians against responding to suspicious messages claiming to offer access to the relief programme.
It explained that genuine notifications will come from authorised providers and will not request payment, passwords, PINs or one-time passwords.
Nigerians have also been advised against clicking unfamiliar links or paying individuals who promise to facilitate their selection.
The government maintains that beneficiary selection is automated and cannot be influenced by payment agents or public officials.
For clarification, Nigerians can visit the official NERSI portal or contact the programme helpline on 0700-022-2222.
Although the ministry has announced the five-provider arrangement, the official information reviewed does not provide a breakdown of how many beneficiaries have received payments through each institution.