Nigerians who did not participate in the Federal Government’s Three Million Technical Talent (3MTT) programme may be interested in the planned expansion of the C.L.I.C.K.D. laptop financing initiative.
The Nigerian Consumer Credit Corporation (CREDICORP) has announced that the second phase will introduce broader access pathways.
The development has raised questions about whether students, freelancers, business owners and other Nigerians outside the initial training cohorts will be eligible.
However, the corporation has not published the final Phase 2 beneficiary requirements.
Why was Phase 1 restricted to 3MTT and Learn2Earn fellows?
C.L.I.C.K.D. was launched in Abuja on July 21, 2026, through a partnership between CREDICORP and the Federal Ministry of Communications, Innovation and Digital Economy.
The programme was designed to help Nigerians acquire digital equipment through consumer credit.
Its initial rollout focused on participants in the 3MTT and Learn2Earn programmes.
These initiatives support digital skills development, including training relevant to technology-enabled employment and entrepreneurship.
According to Nairametrics, the first phase targeted 1,000 locally assembled laptops.
Seventy-seven beneficiaries received devices during the launch ceremony.
The programme was expected to expand after the pilot.
Can Nigerians without 3MTT registration apply in Phase 2?
CREDICORP’s official website confirms that Phase 2 will introduce broader access pathways.
However, the announcement does not specifically state that every Nigerian without 3MTT registration will qualify.
The final eligibility conditions have not been released.
Consequently, interested Nigerians should not assume that the removal or relaxation of the original restrictions has already taken effect.
The corporation is expected to provide further details when the next application window is announced.
What about students?
Students were among the occupational categories listed in the earlier expression-of-interest form.
The programme’s broader objectives also include improving access to digital learning equipment.
However, the inclusion of students in the initial form did not guarantee eligibility for the first phase.
It remains unclear whether all students, or only those meeting additional requirements, will qualify under Phase 2.
Can freelancers and business owners participate?
Freelancers and business owners were also included in the earlier application categories.
For such applicants, digital devices may support income-generating activities.
A freelancer may require a laptop for professional assignments, while an entrepreneur may need equipment for online sales or business management.
However, CREDICORP has not confirmed the final conditions for these categories.
Applicants should also remember that the programme involves repayment.
What about Nigerians enrolled in other digital training programmes?
The earlier expression-of-interest form included programmes such as ALX, Andela Learning Community, HNG Internship, AltSchool Africa and Genesys Tech Hub.
This showed that CREDICORP collected information about applicants from different training backgrounds.
However, their inclusion in the form did not establish that all participants qualified for the restricted pilot.
The corporation has not confirmed whether those programmes will be formally included in Phase 2.
How can non-3MTT applicants prepare?
Interested Nigerians should monitor the official C.L.I.C.K.D. website for the new eligibility guidelines.
They can also prepare accurate information about their employment, training background and preferred device.
During the earlier application process, applicants were asked to explain how they intended to use the equipment.
Possible purposes included learning, remote work, freelancing, software development and business growth.
However, the final application requirements may differ.
Prospective beneficiaries should also assess whether they can afford the repayment obligations associated with device financing.
Is the Phase 2 portal open?
The current official notice says the programme will return soon.
Eligible Phase 1 participants are directed to continue through the 3MTT portal.
The notice does not confirm that general Phase 2 applications are open.
It also does not announce a specific reopening date.
For Nigerians without 3MTT registration, the important development is that CREDICORP has promised wider access.
However, broader access does not mean unrestricted eligibility or guaranteed approval.
Applicants should wait for the official Phase 2 announcement before submitting information through any new application channel.