Nigerians interested in obtaining laptops, smartphones and other digital devices through the Federal Government’s consumer credit programme are awaiting the reopening of applications.
The Nigerian Consumer Credit Corporation (CREDICORP) has confirmed that the second phase of its Credit for Laptops, Internet, Connectivity and Knowledge Devices (C.L.I.C.K.D.) initiative is coming.
However, the corporation has not announced a date for general Phase 2 applications.
A notice displayed on the official programme website indicates that the initial phase has been restricted to eligible participants in specific digital training programmes.
The development means Nigerians outside those groups may have to wait for further instructions before applying.
What does the official C.L.I.C.K.D. portal say?
The CREDICORP programme website, checked on November 14, 2026, displays a notice explaining the current status.
According to the notice, Phase 1 was exclusively available to fellows in the Three Million Technical Talent (3MTT) and Learn2Earn cohorts.
Eligible participants are directed to continue their applications through the 3MTT portal.
The notice also confirms that Phase 2 is coming with more participating financial institutions, product options and access pathways.
However, it does not provide a specific reopening date.
Can new applicants register for Phase 2 now?
The current notice does not confirm that general Phase 2 applications are open.
Although the C.L.I.C.K.D. website contains information about the programme and its benefits, the existence of the page should not be mistaken for an active application window.
Interested Nigerians should distinguish between the programme’s general information page and an officially announced application process.
The current continuation route is specifically directed at eligible Phase 1 participants.
Other prospective applicants should wait for CREDICORP to publish the new application guidelines.
Who was eligible for the first phase?
The first phase focused on fellows participating in the 3MTT and Learn2Earn programmes.
The initiative was launched in Abuja on July 21, 2026, in partnership with the Federal Ministry of Communications, Innovation and Digital Economy.
According to a report by Nairametrics, the pilot targeted 1,000 locally assembled laptops.
Seventy-seven beneficiaries received devices during the launch ceremony.
The remaining distribution was expected to take place in phases.
Will Phase 2 accept more Nigerians?
CREDICORP has announced broader access pathways.
This suggests the programme is being prepared for expansion beyond its original arrangements.
However, the corporation has not released the complete list of additional beneficiary categories.
During the earlier expression-of-interest process, applicants could identify themselves as students, salary earners, freelancers, business owners, jobseekers or NYSC members.
The form also included several digital talent programmes.
However, those categories did not automatically qualify applicants for the restricted pilot.
The final Phase 2 eligibility requirements remain subject to official confirmation.
What devices will be available?
CREDICORP says the programme is designed to finance laptops, smartphones, tablets, connectivity devices and digital learning equipment.
The initial phase concentrated on locally assembled laptops.
Phase 2 is expected to offer more product options, although the corporation has not published the final catalogue.
Applicants should therefore avoid assuming that a particular device or brand will be available.
Are the laptops free?
No. C.L.I.C.K.D. is a consumer credit programme.
Successful applicants obtain digital equipment through financing arrangements and must repay the applicable amounts.
The corporation says the scheme is designed to make devices more affordable by spreading payments over time.
However, universal Phase 2 interest rates and repayment periods have not been announced.
How can Nigerians avoid fake application links?
Prospective applicants should use the official CREDICORP website when checking for updates.
They should avoid unofficial websites claiming to offer guaranteed selection or early registration.
Applicants should also be cautious about individuals demanding money to secure a place in the programme.
Any financing charges should be clearly disclosed through the authorised lending process.
For now, the confirmed position is that Phase 2 is coming, but general applications have not been officially announced as reopened.
Interested Nigerians should monitor the official portal for the reopening date and eligibility guidelines.