Nigerians interested in acquiring laptops, smartphones and other digital equipment through the Federal Government’s consumer credit programme may have more options when the second phase begins.
The Nigerian Consumer Credit Corporation (CREDICORP) has announced plans to expand its Credit for Laptops, Internet, Connectivity and Knowledge Devices (C.L.I.C.K.D.) initiative.
According to the corporation, Phase 2 will introduce additional product options, more participating financial institutions and broader access pathways.
The announcement comes months after the government launched the first phase, which focused on providing locally assembled laptops to eligible participants in digital training programmes.
Although CREDICORP has not released the final Phase 2 product catalogue, its official website identifies five categories of devices the wider programme is designed to finance.
5 types of digital devices under C.L.I.C.K.D.
1. Laptops
Laptops were the main focus of the initial C.L.I.C.K.D. rollout.
The devices are useful for students, researchers, software developers, graphic designers, journalists and other professionals whose work requires computer access.
A laptop can also support remote employment, online certification courses and small business operations.
During the July 2026 launch, the government announced plans to provide 1,000 locally assembled laptops to eligible participants.
However, the final laptop models, prices and specifications available in Phase 2 have not been announced.
2. Smartphones
Smartphones are another product category identified on the official C.L.I.C.K.D. website.
For many Nigerians, smartphones provide access to digital payments, online learning, business communication and internet-based services.
Small business owners may use them to advertise products, communicate with customers and receive orders.
Content creators and freelancers may also depend on smartphones for professional activities.
However, the corporation has not confirmed which smartphone brands or models will be available in the next phase.
3. Tablets
Tablets are also included in the programme’s broader product description.
They can serve as portable alternatives to laptops for reading, note-taking, presentations and certain business activities.
Students may use tablets to access learning materials, while entrepreneurs may find them useful for managing customer information and digital transactions.
Their suitability depends on the tasks involved, as tablets may not replace laptops for specialised professional work.
CREDICORP has not announced the specifications or prices of tablets expected under Phase 2.
4. Connectivity devices
The programme also covers connectivity equipment.
Such devices can help users access the internet for learning, work and business activities.
Reliable internet access is particularly important for Nigerians participating in remote training, online employment and digital entrepreneurship.
However, the corporation has not published a detailed list of connectivity products that will be financed under Phase 2.
Applicants should therefore avoid assuming that a particular router, modem or internet package will automatically be included.
5. Digital learning equipment
CREDICORP also identifies digital learning equipment as part of the programme’s wider scope.
This category reflects the initiative’s objective of improving access to tools that support education and skills development.
However, the corporation has not defined every product that will qualify under this category.
Prospective beneficiaries should wait for the official catalogue before making purchase plans.
Why the government introduced the device financing scheme
C.L.I.C.K.D. was launched in Abuja on July 21, 2026, in partnership with the Federal Ministry of Communications, Innovation and Digital Economy.
The programme is intended to address the difficulty many Nigerians face when purchasing digital equipment outright.
According to Nairametrics, the initial pilot involved Fidelity Bank as credit administration partner, with NASENI and Imose Technologies participating in device manufacturing.
Seventy-seven beneficiaries received laptops during the launch ceremony.
Are the devices free?
No. The initiative provides consumer credit rather than free devices.
Beneficiaries are expected to repay their financing under the applicable lending arrangements.
CREDICORP says the programme is designed to spread payments over time, making it easier for eligible Nigerians to acquire productivity tools.
However, the corporation has not published universal Phase 2 interest rates or repayment periods.
When will Phase 2 begin?
The official programme notice says Phase 2 is coming soon.
It promises more products but does not confirm a reopening date.
Interested Nigerians should monitor the official portal and wait for the participating lenders to publish their offers.
For now, the five device categories describe the programme’s intended scope, not a confirmed list of products immediately available for purchase.