FG GEEP loan 2026: How Nigerians can apply for ₦300,000 interest-free funding
Federal Government GEEP 2026 interest-free loan scheme
The National Social Investment Programme Agency (NSIPA) has officially opened applications for the 2026 Federal Government Enterprise and Empowerment Program (GEEP), one of Nigeria’s most impactful financial inclusion initiatives targeting small-scale entrepreneurs.
The GEEP 2026 Program provides interest-free, collateral-free loans of up to ₦300,000 to smallholder farmers, traders, artisans, market women, and petty entrepreneurs nationwide. The initiative is designed to support grassroots businesses, improve livelihoods, and stimulate local economic growth.
This article breaks down everything Nigerians need to know about the Federal Government GEEP Loan 2026, including eligibility, benefits, loan categories, required documents, and the step-by-step application process.
What Is the Federal Government Enterprise and Empowerment Program (GEEP)?
The Government Enterprise and Empowerment Programme (GEEP) is a flagship social intervention initiative under NSIPA aimed at promoting financial inclusion and economic empowerment among Nigeria’s most vulnerable and underserved populations.
Launched to bridge the funding gap in the informal sector, GEEP provides zero-interest microloans to Nigerians who traditionally lack access to formal banking services. The program supports individuals engaged in agriculture, petty trading, craftsmanship, and micro-enterprises.
By offering accessible funding without collateral, the Federal Government GEEP Program empowers beneficiaries to grow their businesses, increase productivity, and create sustainable income streams.
Who Can Apply for Federal Government GEEP 2026?
The GEEP 2026 Program is open to Nigerians in the following categories:
- Small business owners
- Market women
- Petty traders
- Artisans
- Smallholder farmers
- Youths engaged in micro-enterprises
Applicants must be actively involved in a legitimate trade, farming, or small-scale business operation.
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GEEP Loan Categories and Benefits Explained
The Federal Government GEEP Program operates through three major loan schemes:
1. FarmerMoni
- Interest-free loans of up to ₦300,000
- Designed for smallholder farmers
- Supports access to seeds, fertilisers, farm equipment, and inputs
- Aims to boost agricultural productivity and food security
2. TraderMoni
- Loans of up to ₦100,000
- Targeted at petty traders, artisans, and micro-entrepreneurs
- Helps improve stock levels, cash flow, and business stability
3. MarketMoni
- Interest-free loans of up to ₦100,000
- Specifically for market women
- Enables beneficiaries to restock goods and expand working capital
Each scheme is structured to ensure affordability and ease of repayment.
Required Documents for GEEP 2026 Application
Applicants will need to provide the following information:
Personal Details
- Full name
- Phone number
- National Identification Number (NIN)
- State and Local Government Area
- Nature of business or farming
- Passport photograph
- Valid ID card
Guarantor’s Details
- Full name
- Phone number
- Email address
- Residential address
How to Apply for Federal Government GEEP 2026 (Step-by-Step)
Interested Nigerians can apply by following these steps:
- Visit the official GEEP application portal
- Click on the Apply button
- Complete the registration form with accurate details
- Submit the application
Applications are ongoing, and eligible Nigerians can register at any time via the official platform or approved registration centres in their communities.
Why GEEP 2026 Matters for Nigerians
The Federal Government GEEP Program 2026 plays a crucial role in empowering grassroots entrepreneurs, reducing poverty, and strengthening Nigeria’s informal economy. By eliminating interest, collateral, and complex banking requirements, GEEP remains one of the most accessible government loan programs in the country.
FAQ
What is the Federal Government GEEP?
GEEP is a federal program that provides interest-free, collateral-free loans to small businesses, traders, artisans, and farmers in Nigeria.
Who can apply for GEEP 2026?
Nigeriansmall business owners, traders, artisans, market women, and farmers with a valid NIN can apply.
How much can I get from GEEP 2026?
Loans range from ₦50,000 to ₦300,000, depending on the category.
Is the GEEP loan interest-free?
Yes. No interest, no hidden charges.
Do I need collateral for GEEP?
No. The loan is collateral-free.
What documents are required?
NIN, valid ID, passport photo, business details, and guarantor information.
How do I apply for GEEP 2026?
Apply via the official GEEP platform or approved community registration centres.
Is GEEP a grant or a loan?
GEEP is a repayable loan with a flexible repayment structure.